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Case Studies

Property Type: Ground Floor Restaurant + First Floor Apartment

Our client is acquiring a fully let mixed-use investment property in Sheffield, situated in a busy student and residential area. The property comprises a ground floor commercial unit let to a cafe under a commercial lease, together with a fully let residential apartment above. We are arranging a commercial mortgage to support the purchase, helping the client expand their investment portfolio with a strong income-producing asset. The transaction is currently progressing towards completion.

Shop & Flat Investment Purchase

Commercial Mortgage

Property Type: Ground Floor Restaurant + First Floor Apartment

Our client is acquiring a fully let mixed-use investment property in Sheffield, situated in a busy student and residential area. The property comprises a ground floor commercial unit let to a cafe under a commercial lease, together with a fully let residential apartment above. We are arranging a commercial mortgage to support the purchase, helping the client expand their investment portfolio with a strong income-producing asset. The transaction is currently progressing towards completion.

Sheffield, UK

In Progress

Property Type:  Commercial Unit + 4 Bed HMO

Our client purchased a prominent corner property comprising a ground floor retail unit with a fully let four-bedroom HMO above. We arranged bridging finance to complete the auction purchase within the required timescales and are now arranging a commercial mortgage to refinance the investment.

Mixed-Use Investment with 4-Bed HMO

Bridging Loan → Commercial Mortgage

Property Type: Commercial Unit + 4 Bed HMO

Our client purchased a prominent corner property comprising a ground floor retail unit with a fully let four-bedroom HMO above. We arranged bridging finance to complete the auction purchase within the required timescales and are now arranging a commercial mortgage to refinance the investment.

Barnsley, UK

Commercial In Progress

Property Type: Ground Floor Commercial Unit + First Floor Apartment

Our client, a working professional, wanted to diversify their income by purchasing a mixed-use property comprising a fully fitted salon on the ground floor and a self-contained apartment above in Sheffield. Their intention was to convert the commercial unit into a convenience store while retaining the residential accommodation as an income-generating investment. We arranged a commercial mortgage tailored to the client's circumstances, enabling the purchase to complete successfully. The property now provides rental income from the apartment while supporting the client's new business venture.

Commercial Mortgage for Salon & Flat

Commercial Mortgage

Property Type: Ground Floor Commercial Unit + First Floor Apartment

Our client, a working professional, wanted to diversify their income by purchasing a mixed-use property comprising a fully fitted salon on the ground floor and a self-contained apartment above in Sheffield. Their intention was to convert the commercial unit into a convenience store while retaining the residential accommodation as an income-generating investment. We arranged a commercial mortgage tailored to the client's circumstances, enabling the purchase to complete successfully. The property now provides rental income from the apartment while supporting the client's new business venture.

Sheffield, UK

Completed

Property Type: Airbnb

Our client successfully secured an Airbnb investment at auction. Due to the property's location adjacent to a vehicle repair workshop, specialist funding was required. We arranged a bridging loan to meet the auction completion deadline and later refinanced the property onto a long-term funding solution.

Auction Purchase of Airbnb Investment

Bridging Loan → Commercial Mortgage

Property Type: Airbnb

Our client successfully secured an Airbnb investment at auction. Due to the property's location adjacent to a vehicle repair workshop, specialist funding was required. We arranged a bridging loan to meet the auction completion deadline and later refinanced the property onto a long-term funding solution.

Sheffield, UK

Commercial In Progress

Our client sought to acquire a fully let mixed-use freehold investment in Sheffield, comprising two ground floor commercial units and two residential apartments above, all generating established rental income. We arranged a commercial mortgage tailored to the property's mixed-use nature, enabling the client to complete the purchase and add a strong income-producing asset to their investment portfolio.

Mixed-Use Freehold Investment

Commercial Mortgage

Our client sought to acquire a fully let mixed-use freehold investment in Sheffield, comprising two ground floor commercial units and two residential apartments above, all generating established rental income. We arranged a commercial mortgage tailored to the property's mixed-use nature, enabling the client to complete the purchase and add a strong income-producing asset to their investment portfolio.

Sheffield, UK

Completed

A UK business owner required urgent funding to complete an overseas purchase and fulfil a customer order. We arranged a second charge bridging loan, allowing them to release capital quickly while keeping their existing mortgage in place. The funding enabled the transaction to complete within the required timescale.

Second Charge Bridging Loan for Business Funding

Second Charge Bridging Loan

A UK business owner required urgent funding to complete an overseas purchase and fulfil a customer order. We arranged a second charge bridging loan, allowing them to release capital quickly while keeping their existing mortgage in place. The funding enabled the transaction to complete within the required timescale.

Birmingham, UK

Completed

Your home may be repossessed if you do not keep up repayments on your mortgage or loans secured on it.

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The information contained within this website is subject to the UK regulatory regime and is therefore targeted at consumers based in the UK.

Commission disclosure: We are a credit broker and not a lender. We have access to an extensive range of lenders. Once we have assessed your needs, we will recommend a lender(s) that provides suitable products to meet your personal circumstances and requirements, though you are not obliged to take our advice or recommendation. Whichever lender we introduce you to, we will typically receive commission from them after completion of the transaction. The amount of commission we receive will normally be a fixed percentage of the amount you borrow from the lender. Commission paid to us may vary in amount depending on the lender and product. The lenders we work with pay commission at different rates. However, the amount of commission that we receive from a lender does not have an effect on the amount that you pay to that lender under your credit agreement.

TNJ Specialist is a trading name of TNJ Specialist Finance Limited and is a Appointer Representative of Connect IFA Limited 441505 which is Authorised and Regulated by the Financial Conduct Authority and is entered on the Financial Services Register (https://register.fca.org.uk/s/) under reference 1026528 .

 

Registered Address: 5 Burnaston Close, Dronfield Woodhouse, Dronfield, England, S18 8QU. Registered in England and Wales No: 16124206.

Not all services we offer are covered by the FCA. A fee will be payable for arranging your mortgage. Your consultant will confirm the amount before you choose to proceed, but this is typically 0.5% of the mortgage balance, e.g. £500 for a mortgage of £100000.

Your home may be repossessed if you do not keep up repayments on your mortgage. As with all insurance policies, conditions and exclusions will apply. 

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